I found the schedule, Am I right it cost $149.00 to set up and then Monthly fees of $20.00 and $25.00 (45.00) plus Percentage and per transaction
fees?

Hi Rock2491 -

Authorize.Net charges:
Set-up $149
Monthly $20
Per Transaction $.10

You can see it all and sign up through this link on our Checkout Settings page: http://reseller.authorize.net/application.asp?id=54160

Thanks, I was hoping I was reading it wrong.