tennisntrains - FYI you need to remove the Paypal logo with the credit cards from your listings or you HAVE to upgrade your account. I know you have the blurb about not accepting credit cards but it is not good enough. You can actually receive a strike for a non-performing seller since that is in there.
You can go to Paypal --> auction tools and get the HTML code for the Paypal logo without the credit cards on it to paste in your listing.