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PayPal Monopoly on Ebay

Hi, does anyone have any safe alternatives to internet payment services for Auctions. PayPal is a rip off. Between Ebay's continually rising fees and their acquisition of PayPal to monopolize payment options, this conglomerate is killing the small businesses bottom line.

Does anyone have any safe alternatives besides money orders and personal checks for payments for Sellers.

Thanks for any help... Fran
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