If you're going to play on eBay and accept PayPal you have to agree to their terms of use. What's to understand? Sign up for a merchant account with MC/Visa/Discover etc and see if their terms are better. Accepting credit cards, the CC fees, the possiblity of charge backs, dishonest buyers, careless shippers, etc, etc, is part of having a business Do you operate a business? As for censorship, there's lots of places to bellyache on the Web, including this forum, even when it's OT.