It seems to me, after studying this thread, that some sellers, after exceding their Personal PayPal account volume and being bumped up to a Premier or Business account, still want to use PayPal for free. Thus their request "no credit cards via PayPal" These sellers are operating a business. It might be a small business that doesn't pay much or even operates at a loss, but I simply can't feel sorry for them. When I look on ebay I see LOTS of auctions and big time sellers that still do not accept CCs or PayPal. Checks and MOs still seem to work.