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Reply to "PayPal Monopoly on Ebay"

I have been seriously looking into ProPay. ProPay is a registered agent of Wells Fargo Bank and Merrick Bank. They are a credit card merchant. Their fees are comparable to PayPal. And the best thing about ProPay is that eBay does not own them. They don't play the judge thing with YOUR money. Sure a chargeback is a possibility but you have the right to fight it yourself, not PayPal. And this buyer/seller protection they offer is a lot of crap. PayPal don't put their money on the line. It's you, the buyer or seller that loses their money, not PayPal.
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