ktchong,
If you cannot purchase insurance for an item for this reason, please file a support request and we can apply the insurance to each item for you. Just be sure to include the item numbers you would like insurance for. You can even request this before the transaction has shown up and we'll add it for you when it does.
We are working on developing a system to import these transactions more efiiciently, but until we're able to finish that, this is the alternative.
Your input is appreciated.
-Mike