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Reply to "Another dumb question..how does this work?"

We do not send monthly invoices. Basically after your balance reaches a certain point then we disable your ability to purchase insurance through us until you increase your account balance.

Regarding the insurance confirmation... On your transactions page, click on 'Checkout Details' for the transaction you purchased insurance for (the transaction must be completed - i.e. marked as paid - before this link will be available), then at the bottom of that page will be a link to the confirmation.
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