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Reply to "Another insurance headache!"

You do not have to pay Auctiva for the insurance until you owe them 5 dollars. They will give you 5 dollars in credit and send you an email when the 5 dollars has been met. Then pay the 5 dollars and start a credit account again. I typically let mine go and then just make a 10 dollar payment so I have a 5 dollar credit running with Auctiva.
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