The only way I resolved it was to add paypal to my listings, Ebay now owns paypal, so they are druming up more fee money for themselves, the new ebay rule is if you are a new member as of jan, 2008 you have to include paypal as an option to pay, but they are still making everyone that was a member before that do it too, I emailed ebay they directed it to paypal, and the only response I got from them was " we are sorry for your problems but including paypal makes it more simple for bidders to pay, What a crock!!!! So in other words paypal and ebay just said tuff luck, do it or don't list. I feel its forced seller requirements, and shouldn't be allowed, but you can never get a straight answer from none of them. I CAN'T BELIEVE ANYONE ELSE HASN'T COMPLAINED ABOUT THIS. Some of us don't want to pay all those extra fees just to sell a few things. And if you don't accept credit cards you can't list paypal, so they have it all fixed to turn your personal paypal account into a business account with your first credit card payment, and most people use credit cards to pay, thus here comes the fees for paypal, then the ripoff starts.
good-luck I hope more people start sending complaints to Ebay, then they might listen.