So far, I accept it all. Pay Pal, money orders, personal checks. I hate the wait time involved with the last two. But one can cash postal money orders right at the post office. So that helps. I get very few checks or money orders. Once in awhile cash arrives in the mail. But truly, I believe between the fees of Ebay and PayPal--I don't know...They both charge me to use their services and then take a chunk out of my sale.
I was having major issues with buyers and combined shipping. Some were almost literally hitting PayPal for every transaction and expecting combined shipping. I don't charge much of anything for shipping, so this was killing me. Now, if they hit that Pay Now button before they've completed all their bidding or shopping, I will refund the extra shipping cost, but minus the PayPal transaction fee of 30 cents.