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Auctiva Shipping Insurance

I am new to ebay. Just start to make my first listing and get kind of lost here.

Here I have 2 questions about the Activa Shipping insurance:

Is it only applied to items to be shipped from USA. If the item is located in other countries, both the seller and buyer cannot use Auctiva Shipping Insurance and the seller should look for other shipping insurance from the local Post Service company, right?

2. As the insurance usually paid by the buyer, why should the seller choose Auctiva insurance as it charges both the seller and buyer?

As I am not living in the US, I am not familiar with the post service in your country. And I am new to e-bay, still trying to understand the operation of it, please kindly help.


Many thanks

Grace
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