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AUTOMATIC Auctiva Insurance ---I DON'T WANT IT!

I just received a bill from Auctiva for $20 for insurance. These are for items I DID NOT PURCHASE INSURANCE FOR THROUGH AUCTIVA.

HELP! If I have a setting that is wrong, please advise. I have purchased insurance through Auctiva, but only for select items -- not each and every one. For normal shipping, I always purchase insurance through paypal.

I am going to try to disable all use of Auctiva until I have this issue resolved --- I can't afford to be paying double insurance on shipments.

Thank you.
J. Bailey

PS I evidently posted this in the wrong forum. Since then, I have been all over the Auctiva Site trying to figure out why I am being billed for insurance not purchased. Someone -- steer me straight, please!!!!
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