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Big Crumbs vs. Kick It Back ???

Big Crumbs vs Kick it Back? Confused
Any thoughts as to which is better to use?
-They both seem to be only good for BIN items as they only refresh once every minute?

BC ? = Should I be a "Saver" with 36% of seller insertion fees or an "Earner" with 20% of seller insertion fees + referral credits.
Which is better without being a true retailer? Less for personal purchases with hopes of downline people, or more for personal purchases, but less for downline?

KIB = 1% of sale for purchase + 1/2% for referral purchases w/ebay use only?

KIB vs BC - Not that there are going to be any insertion sales like $0.20 in the near future, but it would make a big difference in your credit amount also; correct?
KIB would be a set 1% of the sale price / BC could be 36% (or 20%) of the $0.20 insertion fee-right?

Finally, BC offers other site usage, but does KIB?

Thoughts from those with more experience and knowledge than I?
Thanks for your input Big Grin
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