I get a lot of death excuses, car accidents, sick kids in the hospital, 2-year-olds that bid 9 times on different days...blah, blah, blah... If it's a death, I tell them right out that they have my sympathies and I'll be happy to wait for them to return to pay. I file the UID after 7 days and close it 7 days later. I don't leave feedback until I see them bidding again, and 99 times out of 100, they're bidding again before the corpse is cold. Could I be anymore cynical? I've been on Ebay since '99. You bet.