Thanks all for quick reply.
When I checked BIN immediate payment, it came as error (after I tried to post) and said either I need to disalbe MO and other payment or not use immediate Paypal payment option. I wanted to use immediate payment for the BIN but still offer to take MO and other payment if the auction ends with regular bid. I couldn't do it both ways..
Also what is Auctiva shipping? Is it same rate as USPS?