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Confuse about Auctiva Insurance

I want to use Auctiva Insurance, but I confuse about it.
I'm eBay seller in Thailand.
If I sell itme value $500, and sent this item by register airmail by Thailand Post.
If I offer your insurance option to customer and his accepted his will add pay $ 6.5 for me, Right?
And will I pay Auctiva $5 ?
If during transfer the item lost.
How much I claim for this case?
Or you insurance only domestic.
Please easy explain to me (I'm not good at English.)
Best regards.
Pongyanin
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