Yes to checks
Yes to echecks
When it's a tangible item, I hold the item till the check clears. 10 BUSINESS days no less.
It's not that I've been taken much in the last seven plus years of selling.
Less than 3 times to be exact. But the last one was for 90+ dollars. Christmas season and it was a bear to collect on. I had to contact a friend of mine who works for the police department to make a little phone call on my behalf.
But yes, I take them and will continue.