I AM ONE OF THE ORIGINAL EBAYERS HAVING JOINED BACK IN THE 90'S. AS A SELLER, THIS IS THE WORST OF TIMES. I HAVE BEEN VICTIMED BY BUYERS WHO TAKE MY HOCKEY CARDS AND THEN CLAIM THAT THEY NEVER ARRIVED AND GET A FULL REFUND FROM PAYPAL. I APPEAL THE DECISION, PROVIDE PROOF OF FRAUD, INCLUDING HARASSING EMAILS FROM THESE BUYERS LAUGHING AT ME AND GLOATING ABOUT THEIR MISDEEDS AND YET PAYPAL AND EBAY DON'T WANT TO HEAR FROM ME. THIS WEEK I HAD A BUYERS RECEIVE A $200 CARD FROM ME AND THEN CANCEL PAYMENT! I PHONED PAYPAL AND THEY TOLD ME THAT THE BUYER DID INDEED CANCEL HIS PAYMENT BUT IT MIGHT HAVE BEEN A MISTAKE ON HIS PART SO ASK HIM TO PAY ME AGAIN. I DID SO BUT THE BUYER IGNORES MY EMAILS. EBAY IS VERY HOSTILE TO SMALL SELLERS. IT IS A COMPANY THAT IS GOING DOWN...DOWN...DOWN...I AM ALSO A BUYER BY THE WAY AND WOULD NEVER STEAL FROM ANYONE. IN THE OLD DAYS YOU COULD LEAVE A NEGATIVE FEEDBACK, WHICH STILL DIDN'T GET YOUR MONEY BACK THOUGH. EBAY WAS A GOOD CONCEPT ORIGINALLY BUT THEY'VE RUINED IT ALL IN THE INTERESTS OF MORE PROFIT. BUT THEIR GREED WILL BE THEIR DOWNFALL..JUST LIKE ENRON.