Personally, I've had nearly enough of being nickeled and dimed to death. There are other auction sites (and of course Craigslist) that I will be investigating for future use of selling items. This whole thing now with the insurance is just ridiculous. I'm not going to pay insurance for an item unless that's what the customer wants. And, I don't see where eBay gets off making that decision. It should be between the buyer and the seller...PERIOD.