Depending what you ship (we ship jewelry) using eBay's shipping has been almost painless. When it comes to Insurance we use, please no laughter, Ship Saver Insurance through eBay's Third party Applications ( --------- runs that very well go figure). So far we have saved almost $500 in insurance fees. The rates are 0.76/100.00 value in the US and 1.00/100 international. I am sure if you ship large items your situation maybe different