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Feedback update & Billed for insurance not sold

I have two questions/issues.
First, I have finally achieved a feedback score above 15 and would like to list Fixed Price auctions with multiple items available for the same price. Unfortunately, Auctiva still says I only have 8 for a feedback score. How do I get my Feedback score to update and be correct so I can begin using this selling method?
Second, I keep getting billed for insurance that was never purchased. How do I stop this from happening?
Thank you! I'll sit back and wait for a reply!
Bob
JBOverstocklAuctions
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