Please don't take this the wrong way, but maybe you're just selling things nobody wants. bold too. (What's that, $2?). That is an absolute waste of money. eBay laughs to the bank every time somebody uses it. A typical listing < $9.99 with galley is 75 cents! If your item sells for the minimum, with the FV fee added in, you're up to 10% in fees. Not even worth it to pack and ship. Bad enough a basic listing is 40 cents now, why make it worse?
If eBay wanted to show some kindness to the community (ha ha) by reducing fees, they ought to make gallery picture an included part of a basic listing. But they have no incentive to do that. If you look at the listings, I'd say 80% have a gallery image. That's a lot of 35 cent bumps to loose.