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Reply to "How does ebay's removal of insurance affect Auctiva?"

I have 2 questions:
1) How does one tell how much insurance to charge for (incorportate) into you shipping costs/handling fees if you have no idea how much the item will sell for at auction end?
2) I've always charged $1.00 for handling costs on previous auctions on my sell your item form on Auctiva, however, it does not add it to the invoice to my buyer----am I doing something wrong? Because of this, I have been just adding an extra pound to my calculated weight instead. Works fine this way, however, I'd rather that my buyer knew that I was charging for a handling fee---
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