Hi bjs5kids,
I just created a test profile and it did indeed load Bank Deposit into my listing. What steps are you going through to load the profile into your listing? Are you using a master profile? More details will help us figure out what the issue is here.
(Note that even if your profile doesn't work you should still be able to manually select it on the listings page so you can at least post it to eBay)
Thanks,
Auctiva David