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Listing fees with 9.95 plan

Maybe I am totally confused, but I'm hoping someone can set me straight... I picked the 9.95 plan and I read that there are no listing or transaction fees. I have been getting charged in July and August from ebay for these fees that should be included in my Auctiva package. Not only am I getting charged, but charged at a higher rate of .55 insertion fee and .20 for International visability. Could someone please let me know why I'm paying 9.95 and also paying Ebay. I did call Ebay and they just told me I would have to contact Auctiva.

Please Help

Thanks
Donna
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