Likely the skepticism for another payment type system being made available. Amazing all the people on all the blogs screaming how they hate paypal and ebay, but when it come time for them to do something about it for real, they are full of skepticism.
Theres a big difference between this bank and paypal, that used to be a real bank. Banks are under federal regulation and they would have to send you the $25. As far as the $10, did you actually get anyone to sign up? I didn't get one to do it and I have been selling on the internet since 1998. I make a living at it and paid off my house, cars and all debts. My family lives on our small business cash flow. I'll take a free $25 any day. So goes the offer, since it is over tomorrow. Thanks for the input.