It turns out that the ID Profile if set to FIXED or Buy It Now will not edit or save unless there is a value in the Price. I can't have a Fixed Profile without a value on a Profile. I must have at least a "1" entered in the Profile. "0.00" will not work and created an error that a valid value is missing or something like that. Tech Support caught this yesterday.
I don't know how this will affect the Checkout Profile relative Return Policy but then I couldn't solve my own error.
Susie