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Reply to "New to Site - What's the Catch?"

I'd like to use Auctiva insurance, but I don't want to overcharge the customer for it. If I could choose to just use the actual cost (instead of including the kickback) I'd certainly use it.

I'd also like to be able to make it mandatory depending on the winning bid amount. If something shoots up to $150 I want insurance, but if it goes for $5, I'd rather not.
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