by the way, my husband's bank zeroed out the overdraft pay pal caused but pay pal sent my husband to collections for the $3400 they assessed him in fees--we hired a lawyer to fight it and it is ongoing.
has anyone tried to deal with the inept individuals they have as customer service reps at pay pal? I swear they get these people from the same place they get postal workers (hee! hee! just a lighthearted joke, no offense meant to POSTAL WORKERS.) But seriously, they are idiots and not very helpful.
just do a search for pay pal on the web and you will get lik a 100 sites condeming the service. one in particular: paypalsucks.com