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Reply to "put a place on here to collect the insurance income"

The only "account" that I know of with Auctiva is the amount of money that I owe to them when I purchase insurance.

It's simple:

A) Buyer buys item, and wants insurance on the item.

B) Buyer pays YOU (say, through PayPal) for the entire amount: final auction cost + shipping cost + insurance cost.

note: Buyer pays you the FULL REGULAR PRICE for insurance (i.e. $1.65)

C) If you have Auctiva Checkout turned on, the insurance is automatically bought for your buyer at the discounted rate that Auctiva charges.

note: Keep in mind, AUCTIVA has paid for the insurance, not you. Therefore, Auctiva bills you for the insurance cost.

D) At regular intervals, you pay Auctiva for the insurance policies that they have already bought on your behalf. You pay them the DISCOUNTED RATE. i.e. if a customer paid $1.65 to you for insurance, you are only paying Auctiva back $1.40 - you keep the extra $.25
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