I also have been receiving these warnings that I don't have a return policy when I do. My other issue is I have a return policy set up under my checkout policy and when I go to check it, it changes. It is supposed to be return within 7 days, money back, buyer pays shipping, but it keeps reverting to 3 days, exchange, buyer pays shipping. How can I get it to stay at the 7, money back, buyer? (Under checkout options, I have a saved template, with this information in it, and even after I change it back to what it should, it reverts again)