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Shipping insurance shows up as part of shipping/handling fee on paypal label

Hi, In both my paypal account and label, shipping insurance is put in the shipping/handling section of the label, packing slip, and paypal notice for the buyer.
This is confusing, because the label and pack slip say zero for insurance. The buyer will think that I did'nt insure, and they will think that I charged a handling fee.
HOw can I fix this? Bobbi from dariaswardrobe
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