Steve, I cant figure any of it out. I guess I am just going to stick with what I got. The merchant account I use, all I do is log into their website, give the item a #, description, price and shipping and then submit and it gives me a HTML code to put on my page and it automatically creates the button and link. I am just too computer illiterate to use the authorize.net Thankfully I got myself into a company that has no fee for cancelling, Steph