EDITED TO ADD: I found the link and added the Gallery photo (which I don't pay for anyway on Auctiva) and a subtitle. I already had the template from Auctiva. So, it still cost me $.25 for a subtitle I didn't really want.
I guess if you don't use Auctiva it's a good deal but for us, way too much work for so little.
I'm hanging in there waiting for the $.20 listing day!