Hi Westvatexan,
It's a bit of a process but it can be done. You can change a template or anything within it in an active listing by revising it via the following process:
1) Locate your listing in your Saved Listings folder, make any necessary changes, and save.
2)Check the box next to your updated listing in your Saved Listings folder and click the “Get html” button.
3) Copy the html in the popup box.
4) Locate the item on eBay and click the "Revise Item" button.
5) Click "Edit Description" then click the "Enter your own html" tab.
6) Paste the copied html in place of what's there and save your changes.
I hope this helps=)
-Mike