I been using it now for a few months with no glitches.
Here is the thing, with all the phishing schemes out there it is a real comfort knowing that no one can get into my paypal account without it.
The only draw back is if you activate with your eBay account you cannot use a snipe program to bid on eBay if you use a snipe program like I do.
For what I do, snip is a necessity not an option for me.
So what I do is just use the key for my paypal account.
I am on my eBay every day so I am not really concerned about that account, if something happens I am going to catch it just like I did one time in the past and stopped the guy in his tracks.
Paypal gives you a back up measure if the key malfunctions, you can still gain access to your account without the key, but you have to answer a security question that you pick out.
So even if the key goes belly up you still can gain access to your account.
Trust me in these days of password thefts spyware and phishing schemes it is a really nice security measure to have.
Tell me is five bucks worth keeping someone from emptying your paypal account into their account or using your account to purchase things on eBay and having them sent to them instead of you?
Hum????
I wonder was it worth it for me?
YES!!!!!!!!!
