Ebay is only doing these things to further tighten the noose on exclusivity.
They want to exclude other methods of payment. 3rd party developers. Other auctions sites. Certain sellers.
Ebay is feeling the pinch. They are attempting to reign in all the open diversity that was allowed for many years. Their constraints are being applied to every aspect of the affairs of their business.
They do not have you the sellers interest at heart, only the buyers. As a seller they want you to jump through hoops and over hurdles to make it in their new system, only to llok good to the buyer. Mess up and you are rated down and possibly out. They now give you all sorts of guidance with little yellow warning flags that you are not conforming to their image of a good seller.
There is not much alternative to invest into. Currently www.Ioffer.com is just shy of 1/3 the size of ebay auction pages. Behind them is www.ecrater.com. You can track all the sites available with this link:www.powersellersunite.com/auctionsitewatch.php
I hope that Australia stops Ebay in their tracks and this cascades back to America with Lawsuits to open up the availability of other payment portals with Ebay America, the land of the free. Paypal has it merits, but is not the only ballgame in town.