No Paypal For Your MSlive Store

Most of the business community outside ebay does not use paypal. I for one do not see it as a viable option to my customers. I have a real time shipping and shopping cart that take a credit card direct and then I process on my charge machine in my office. You can get a free charge machine and set up an account with North America Bancard on their website at www.nabancard.com/cover with rates as low as 1.59%.

I would not and do not have ebay and its affiliates associated with anything I do outside ebay, quite frankly it is none of their business. My customers do not see this as a safety issue.

My sites:
www.bonsai-mart.com
www.bonsai-wholesale.com
www.bonsai-mall.com
www.bonsai-studio.com
www.bonsai-nursery.com
and soon to add 7 more primary key word domains in the venue I use.

Thanks for the info Daddyo, I will look into that as well.
I just want to say for the record, that Paypal at present has over 72 million users. I know of no other payment venue that has this many members. Also it is a known statistical fact that many e-commerce shoppers outside of ebay will go out of their way to find sites that they can use their paypal account on. Most business's I have encountered usually offer paypal along with other payment options which is a good choice to have.

I myself am not a big time seller outside of ebay and dont really have any use for another payment option. A paypal "Business Account" will cover all the avenues of payment including direct credit card payment without even having a paypal account...I will grant the fact that paypal checkout is longer and can result in the loss of a sale because of it, but most paypal users are loyal to paypal and are willing to be redirected and then redirected back to your site.

I have never had a problem with paypal, and it's ease of use for me and the customer is what im looking for..as Im not going to be doing any volume business on any of my sites. Plus most people know paypal, trust it, and feel secure in using it, myself included.

I saw one shopping cart that you can get that had payments to paypal as an option with it..but they want like 29 bucks a month. I was just hoping someone here knew of any others that were way cheaper or even free to use with them getting a small percentage of the sale..kinda like ebay does. I appreciate any and all input anyone has on this matter...Thanks, William

Just depends on what you call success, and how you want to count the numbers 72mil or 6 bil. Ebay farms paypal for itself. Thats why there is the google thread in front of this one. Many people have paypal just because its just about required for ebay. I do not go to a gas station, regular store and anything else for that matter and expect to pay by paypal. I use a cash, check, chargecard. Paypal at 72mil is still way down the line in practical payments online or off. With some on the things happening, at ebay and paypal, I would not place that much confidence in their payment system. It amazes me that someone uses a charge card to fund their paypal account and then paypal charges a profit on the difference and hype it all as convenience. My charges on my office machine go into my account in 24hours or less and with paypal reach my bank in up to 5 days. Just a little slow in my book.

I only use paypal because I cannot in most cases pay by cash, check, or charge card on ebay. They set it up that way on purpose to take control of the cash flow through the auction purchases and call it safe trading. If you read the other thread, they have legally changed the wording away from safe trading, before google launches a law suit. Now it will likely read, just another method of making a payment and since we are ebay, we are limiting payment to primarily paypal.

I agree, It amazes me how many people do not know how to use a system to their advantage. Like funding your paypal with your credit card...thats insane. Almost everything I use and operate with doesnt cost me a dime...because the free things are out there and some of them are really good and just waiting for people to take advantage of..Like auctiva, I still cannot believe it is 100% free, it just blows my mind.

I love truely free stuff..lolol. And with this MSlive beta site..I am having trouble with implementing the shopping cart simply because at present you cant use HTML..but when it goes out of beta, it will still be free and you will be able to use HTML. So I may just have to hold off on getting it rolling.. no biggie..I do most of my selling on ebay anyway..and I only do it part time..but I love it. Anyway, If you do run across any shopping carts like I described please let me know ok? I wish you lots of sales and lots of mulah! William

PayPal offers a virtual terminal as well. Website Payments Pro.

Complete Feature List – Website Payments Pro


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To start accepting payments using Website Payments Pro, set up both Direct Payment API and PayPal Express Checkout payment processing options. Then, select as many additional features as you need to help manage and grow your business.


Payment Processing Options
Customer Checkout Experience
Reporting and Management
Shipping and Tax
Fraud Protection
Backend Integration
Financial Services
Sending and Requesting Money



Level of Difficulty Easy Intermediate Advanced




Payment Processing Options



Direct Payment API
(Required) Accept credit card payments directly on your website.




PayPal Express Checkout
(Required) Provide customers with the option to checkout more quickly and easily using their PayPal accounts.




Virtual Terminal Accept phone, fax, mail and in-person payments.






Level of Difficulty Easy Intermediate Advanced




Additional Features



Customer Checkout Experience



Custom Payment Pages For Express Checkout, provide a seamless experience by customizing it with your colors and logo.




Multiple Currencies Accept payments in US Dollars, Canadian Dollars, Australian Dollars, Euros, Pounds Sterling, and Yen.





Reporting and Management



History Log View a secure and detailed online record of your PayPal transactions.




Downloadable Logs Download your transaction history into various file formats, such as QuickBooks.




Settlement and Reconciliation System Automatically settle PayPal payments and perform daily reconciliations.




Monthly Account Statements View or download a summary of credits and debits that affect your PayPal account balance each month.




Advanced Search Easily find a particular transaction or subset of transactions.




Scheduled Downloadable Log Schedule regular times to automatically download your daily transaction activity.




Authorize and Capture Confirm that a payment is authorized, then settle the transaction at a later time.




Refunds Send a full or partial refund to customers for up to 60 days after you receive a payment.




Multi-User Access Assign multiple users individual levels of access to your PayPal account.






Shipping and Tax



Shipping Center Print shipping labels, postage, and more; PayPal has teamed with the U.S. Postal Service and UPS to provide integrated services.




Packing Slip Easily create a packing slip for sold items.



Shipping Address Collection Collect shipping addresses during the payment process, and store them for future use.





Fraud Protection



Automatic Fraud-Prevention Stay safe with industry-leading fraud models, address verification and card verification checks, 128-bit SSL, and powerful encryption.




Risk Control Control the level of risk you accept on transactions for your business.




Seller Protection Policy Protect yourself from liability by following the Seller Protection guidelines. If you qualify for PayPal's Seller Protection Policy, PayPal will absorb certain chargebacks at no cost to you.







Backend Integration



Web Services and APIs Automate payment processing and build new e-commerce applications with PayPal's APIs.




Instant Payment Notification Get real-time purchase confirmation via server-to-server communications.




Sandbox Try out applications (Website Payments, IPN, and APIs) in a self-contained testing environment.




SDKs (Software Development Kit) Easily integrate APIs into your website using PayPal SDKs.




PayPal Developer Network Use a library of information and an online community of developers and designers.








Financial Services



PayPal ATM/Debit Card Withdraw cash from your PayPal account at ATMs, pay for purchases, and qualify to receive cashback.




Money Market Fund Earn higher rates of return with PayPal's Money Market Fund.




PayPal Plus Credit Card Earn rewards when you use a PayPal Plus Credit Card. Apply today.






Sending and Requesting Money



Mass Pay Make instant electronic payments to a large number of recipients at once.




Send Money Send money to anyone with an email address in 55 countries and regions.




Request Money Request money easily from anyone with an email address in 55 countries.